Broker Check
Jeffrey Merwin
Jeffrey Merwin
Financial Management Network Registered Representative
https://www.fmncc.com/ (949) 455-0300

Jeffrey G. Merwin started with FMN in the rigorous mentorship program and has since become a Registered Representative with FMN Capital Corporation and an Investment Advisor Representative of Financial Management Network. He holds his Series 7 (General Securities Representative Exam) and 66 (Uniform Investment Adviser - Combined State Laws Exam) securities as well as a Life/Disability Insurance License. Jeff graduated from Bentley University with a Bachelor of Science degree in Economics-Finance and a minor in Law.


Jeff is dedicated to having an in-depth understanding of each of his client’s needs and goals. Jeff works with his clients to develop customized strategies that help meet his client’s unique needs in order to maximize cash flow, increase net worth, lower taxes, and ensure their estate plan meets their needs. If you are an individual, family or business owner Jeff can help you achieve your personal, professional, and financial goals. Jeff works with a team of Certified Financial Planner(tm) practitioners and Enrolled Agents to ensure his clients receive expert advice and best-in-class service.

Jeff is originally from Connecticut but has traded in the cold New England winters for sunny California and currently lives in Laguna Niguel. He enjoys the outdoors, is an avid sports fan and likes spending time with friends and family.

Buying a Vacation Home? 5 Questions to Consider First

Retirement
Buying a Vacation Home? 5 Questions to Consider First. If you and your family would like to call your favorite travel destination “home,” you may be considering purchasing a vacation property. This can be an exciting milestone, but there are a few things to consider first. Your financial professional might be able to provide you with some resources to help answer some of the critical questions.Buying a Vacation Home? 5 Questions to Consider First. If you and your family would like to call your favorite travel destination “home,” you may be considering purchasing a vacation property. This can be an exciting milestone, but there are a few things to consider first. Your financial professional might be able to provide you with some resources to help answer some of the critical questions.1. How Will I Use the Home? Think about how often the home will be used - and by who. Will you be renting it out? Can family come and stay when you’re not there? Or will it only be occupied a few weeks a year? Did You Know 600,000 Americans use online marketplaces to rent out their property to vacationers. Source 1.1. How Will I Use the Home? Think about how often the home will be used - and by who. Will you be renting it out? Can family come and stay when you’re not there? Or will it only be occupied a few weeks a year? Did You Know 600,000 Americans use online marketplaces to rent out their property to vacationers. Source 1.2. Am I Rushing This Decision? When are you making the decision to buy a second home? Is it right after a relaxing vacation at a new location? Or have you been considering this for awhile? A second home is a large expense, you’ll want to avoid being impulsive when making your decision. Tip: Travel to your desired location during each season to get a better feel for what it’s like all year round.2. Am I Rushing This Decision? When are you making the decision to buy a second home? Is it right after a relaxing vacation at a new location? Or have you been considering this for awhile? A second home is a large expense, you’ll want to avoid being impulsive when making your decision. Tip: Travel to your desired location during each season to get a better feel for what it’s like all year round.3. Have I Calculated the Costs? Aside from the cost of the house, you’ll need to prepare to pay the ongoing costs of owning a second home. These include: Insurance, property taxes, maintenance, property manager (if renting), and HOA or Amenity Fees (if any).3. Have I Calculated the Costs? Aside from the cost of the house, you’ll need to prepare to pay the ongoing costs of owning a second home. These include: Insurance, property taxes, maintenance, property manager (if renting), and HOA or Amenity Fees (if any).4. Are There Rules About Renting? If you plan on renting out your vacation home, check local laws and guidelines. Some places cap the number of days a home can be rented out or provide further restrictions on renting to vacationers.4. Are There Rules About Renting? If you plan on renting out your vacation home, check local laws and guidelines. Some places cap the number of days a home can be rented out or provide further restrictions on renting to vacationers.5. What Will I Do in an Emergency? In some instances, an emergency might be a broken water heater or an electrical problem. In other instances, it may be more severe. What's your plan? Would your home be within driving distance, or will you hire someone to check on it periodically throughout the year? Did you know on average, the US is hit by 6 hurricanes a year. Source 2. Sources: iPropertyManagement.com, October 19, 2021, Insurance Information Institute, October 19, 2021.5. What Will I Do in an Emergency? In some instances, an emergency might be a broken water heater or an electrical problem. In other instances, it may be more severe. What's your plan? Would your home be within driving distance, or will you hire someone to check on it periodically throughout the year? Did you know on average, the US is hit by 6 hurricanes a year. Source 2. Sources: Source 1. iPropertyManagement.com, October 19, 2021. Source 2. Insurance Information Institute, October 19, 2021.
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